03.21.10

Get A Mindset To Attract Money

Of the many personal development books on attracting money I have read, I have found a common theme on the basics of money attraction. Similarly, when you go online and search on the same subject, the same tips will be found.
So what is the fundamental foundation to attract money and wealth? It is your thinking and mindset that will set the stage for attracting money. So in order to be able to attract money naturally, you must learn how to use mindset to attract money.
You need to train your mind into believing that you already have what you wanted, and then your life will miraculously change to reflect your new belief. The following attracting money mindset tips may sound like mumbo jumbo hocus pocus to you, but they are common refrains from great money making gurus. They constantly repeat these 5 tips to train their mind to attract wealth and money.
Tip 1 – Act and behave like you are already rich.You must act and believe you have always wanted is already yours. In this instance, it is money. So act as if you already have the money you wish to have. Ask yourself, if I am already rich, what would I do, how would I act, how would I feel, and then act, feel and do it.
By behaving and acting rich, you are teaching your mind that you are expanding your limitations, and as you practice this you will begin to purchase more of the things you want in your life and the money will come to you to pay for them. Want to be rich, then do this. This is the law of the universe.
Tip 2 – Be thankful and show gratitude for any money you receive. To attract money, you must show gratitude for the money which is already in your life. Instead of complaining how little money you have, be grateful that you already have money and will have more and give thanks to God or whatever greater power you believe in.
The next time when you get some money, instead of barely noticing it, take a few moments to give thanks to the universe or God for bringing this money into your wallet or bank account. Every time you receive your paycheck or every time you earned some money do stop and appreciate the fact that money is flowing into your life. By being grateful for money flowing to you, more money will be attracted to you.
Tip 3 – Find a dime on the sidewalk, keep it.In order to attract money into your life, your subconscious mind must be open to the idea of money flowing to you. You must be open and receptive to any money coming to you from any moral source. If you see a dime on the street, and your usual reaction is probably to ignore it. By doing that, you are teaching your subconscious mind that you are not willing to put out effort for money.
Your subconscious mind cannot distinguish between a dime and a million bucks. All that your mind registers is how you feel and that thought will be stashed somewhere in your subconscious mind that you do not want to attract money.
This mindset can also come in many other forms such as whenever you do not accept a gift or do not charge someone for work done or charge them way less than you should be or you sell a product for less than it is worth, you are creating the same emotions. So if you want to attract money, you must accept the money that is rightfully yours including that dime on the street.
Tip 4 – Be open to money making opportunities
Ask yourself this question. Why it is rich people always have money making opportunities and that you don’t? The answer is that you are simply not looking for opportunities hard enough or when opportunities come along, you are too lazy to take them or are even skeptical.
The difference between rich and poor people is that rich people realize that new opportunities are always all around them. You simply need to keep a look out for the opportunities, keep an open mind, and be prepared to take advantage when the opportunity comes knocking and do open the door when opportunities knock. In this way, you will attract wealth and money naturally.
Someone once said, luck is when opportunity meets preparation. If you want to find money making opportunities in your life then you must be prepared to take advantage of them when they come. By doing so, you will be blessed with more incredible luck than you have ever experienced. Still skeptical? If you are, then you will hardly have any money making opportunies.
Tip 5 – Do something that makes you feel good
Do something that makes you feel good? I can hear you say that I don’t have to tell you this. Everyone also wants to do things that make them feel good. When you feel good, your energy and mood rises, you will feel optimistic and positive and these attitudes will attract more of the things into your life which make you feel good such as money and wealth.
Now that you know the mindset on how to attract wealth and money, keep these money making mindset tips in your mind and act on them daily. After a few weeks or months, just sit back and watch more and more money flowing to you.

Chris Chew is money mad! Read his articles at Anthony Robbins wealth advisor and
Be an entrepreneur

03.20.10

Mindset To Attract Money

Of the many personal development books about attracting money that I have read, I have found a common thread on the basics of money attraction. Similarly, when you go online and search on the same subject, the same tips will be found.
So what is the fundamental foundation to attract money and wealth? It is your thinking and mindset that will set the stage for attracting money. So in order to be able to attract money naturally, you must learn how to use mindset to attract money.
You need to train your mind into believing that you already have what you wanted, and then your life will miraculously change to reflect your new belief. The following attracting money mindset tips may sound like mumbo jumbo hocus pocus to you, but they are common refrains from great money making gurus. They constantly repeat these 5 tips to train their mind to attract wealth and money.
Tip 1 – Act and behave like you are already rich.You must act and believe you have always wanted is already yours. In this instance, it is money. So act as if you already have the money you wish to have. Ask yourself, if I am already rich, what would I do, how would I act, how would I feel, and then act, feel and do it.
By behaving and acting rich, you are teaching your mind that you are expanding your limitations, and as you practice this you will begin to purchase more of the things you want in your life and the money will come to you to pay for them. Want to be rich, then do this. This is the law of the universe.
Tip 2 – Be thankful and show gratitude for any money you receive. To attract money, you must show gratitude for the money which is already in your life. Instead of complaining how little money you have, be grateful that you already have money and will have more and give thanks to God or whatever greater power you believe in.
The next time when you get some money, instead of barely noticing it, take a few moments to give thanks to the universe or God for bringing this money into your wallet or bank account. Every time you receive your paycheck or every time you earned some money do stop and appreciate the fact that money is flowing into your life. By being grateful for money flowing to you, more money will be attracted to you.
Tip 3 – Find a dime on the sidewalk, keep it.In order to attract money into your life, your subconscious mind must be open to the idea of money flowing to you. You must be open and receptive to any money coming to you from any moral source. If you see a dime on the street, and your usual reaction is probably to ignore it. By doing that, you are teaching your subconscious mind that you are not willing to put out effort for money.
Your subconscious mind cannot distinguish between a dime and a million bucks. All that your mind registers is how you feel and that thought will be stashed somewhere in your subconscious mind that you do not want to attract money.
This mindset can also come in many other forms such as whenever you do not accept a gift or do not charge someone for work done or charge them way less than you should be or you sell a product for less than it is worth, you are creating the same emotions. So if you want to attract money, you must accept the money that is rightfully yours including that dime on the street.
Tip 4 – Be open to money making opportunities
Ask yourself this question. Why it is rich people always have money making opportunities and that you don’t? The answer is that you are simply not looking for opportunities hard enough or when opportunities come along, you are too lazy to take them or are even skeptical.
The difference between rich and poor people is that rich people realize that new opportunities are always all around them. You simply need to keep a look out for the opportunities, keep an open mind, and be prepared to take advantage when the opportunity comes knocking and do open the door when opportunities knock. In this way, you will attract wealth and money naturally.
Someone once said, luck is when opportunity meets preparation. If you want to find money making opportunities in your life then you must be prepared to take advantage of them when they come. By doing so, you will be blessed with more incredible luck than you have ever experienced. Still skeptical? If you are, then you will hardly have any money making opportunies.
Tip 5 – Do something that makes you feel good
Do something that makes you feel good? I can hear you say that I don’t have to tell you this. Everyone also wants to do things that make them feel good. When you feel good, your energy and mood rises, you will feel optimistic and positive and these attitudes will attract more of the things into your life which make you feel good such as money and wealth.
Now that you know the mindset on how to attract wealth and money, keep these money making mindset tips in your mind and act on them daily. After a few weeks or months, just sit back and watch more and more money flowing to you.

Chris Chew is money mad! Read his articles at Anthony Robbins attract money and Entrepreneur degree?

03.19.10

Do You Know How To Earn More Money

The best way to earn more money in the world is to be sane and balanced and to do it in an easy and relaxed manner.
However, because money is so important to our well-being, most people’s money making efforts end up as neurotic tendencies.
The result of pursuing money in a neurotic way is that not only do you earn less than you are capable, but you also enjoy it much less. Ironically, some people are miserable no matter how much money they earn.
It is not your effort to earn money that is the cause of unhappiness. It is the way you go about it. It is your attitude toward money. Money itself is neutral, neither good nor ill, but it is our attitude toward it that plunges us into cycles of agony or ecstasy.
Here briefly are the major money profiles. You may share traits from different profiles. Once you identify your traits, you will see where you have with-held your power to earn more money. Clean up these negative attitudes toward creating a good income and you will start to have more money making ideas. Only when you become wise first in your attitude toward money, will you be in a position to learn how to earn more money.
The Inexperienced.
This is a person who knows little about money. They have only a simple understanding of how to earn it, spend it, or invest it. Money is a mystery to them;
they feel overwhelmed by it. Information about money confuses them. They defend their discomfort by espousing a philosophy that money is not important.
The Casualty.
This is a person who does not impact life. Instead life runs them, pushing them from one difficult situation to another. There is never enough money coming in
and always too much money flowing out. They thrive on the adrenaline charge of trying to survive and chaos breaking loose if they can’t come up with the money that they desperately need.
The Fighter.
This is a person who goes out into the world and makes money, more than most people even know what to do with. They are always on the lookout for ways to earn money. They learn what to do and how to do it, and they persist. Ironically, no matter how much money they make, and no matter how well they manage it, and no matter how well they invest it to make even more money, they are never satisfied, rarely content. They thrive on a restless energy. Money, they claim, is not important, but a way of keeping score.
The Sacrificial Victim.
This is a person who is constantly denying themselves the pleasure of money. They only feel fulfilled by giving it away. While they enjoy the reward of being admired for their selfless living, they also experience the same despair and desperation of the casualty.
The Gambler.
This is a person who takes risks, who buys every get-rich-quick plan on the planet. They rarely follow through on any of the ideas purchased. Like a person who sits in front of a one-armed bandit at a casino, they think that the next pull of the lever will bring them a fortune. They spend more money on trying to get money than they make.
The Artist.
This is a person who disdains the material world, believing in the refinement of the mind or the spirit. Since they avoid money, it also avoids them, and they often wonder why they can’t express their talents more in the world.
The Bully.
This is a person who craves power and attention. They use money not to buy things but to control people who want money. They experience endless conflicts with people and are often baffled why others do not like to be dominated.
Finally, there is the Sage.
This is the only group worth belong to if you desire a happy and meaningful life.
This is a person who understands how to create money, how to manage it, and how to use it for the highest good, both of themselves and other people. They are wise in the use of money and are balanced in their expenditures, without suffering lack and hardship.
This is the only sane way to handle money. It is the only non-neurotic money profile. What can you do today to heal a neurotic money profile and become wise in the ways of money?

Saleem Rana would love to share his inspiring ideas His book Never Ever Give Up tells you how. It is offered at no cost as a way to help YOU succeed. The Empowered Soul

03.18.10

Important Lessons to Teach Your Children About Money

Having money is crucial to obtaining the things we need in life, and of course, having extra for the wants is nice too. However, money problems can occur when parents don’t teach money management skills at a young age, usually when the child starts getting an allowance or has a job, such as babysitting or mowing lawns. When credit card offers start arriving in the mail, they are an easy fix when there’s no more money left. Teaching your children about money, as well as credit cards, can be easy, and even a fun experience, but most importantly, a very valuable lesson. Here are a number of ways to teach children about money, so they don’t end up having problems in the future. Introduce them to money

When they are young enough to count, take an active role in teaching them about currency, such as pennies, nickels, dime and quarters, as well as dollar bills. Have them do simple math including adding and subtracting. When they get older, you can introduce new concepts and issues.Teach by example

Teaching your children about money becomes a much easier task when you have learned the lessons you are teaching. Children are smart and they know when a parent is a good example. Your kids won’t listen to a word you say if your money management skills aren’t up to par, so learn all you can about budgeting, saving, investing, reducing expenses and cutting out debt. When you’re armed with knowledge, you’re better able to teach your children. Give them an allowance

Yes, that means give them some money. Even if it’s a few dollars a week, let them take control of their own money and make their own decisions about what they want to do with it. A good example of how much to give them would be a dollar for their age. So, if you have a ten-year-old, give them ten dollars, for either a week or a month, depending on your own budget. If they’re never given any money, they will never learn how to manage it. This way, they can then see first-hand what it’s like to have money. Hopefully, if you have taught them, first by example, and then with the knowledge you have gained, they will think twice on how to spend it, or even if they want to. They may decide to put some away for a rainy day or they may blow it the first chance they get. Whatever choice they make in managing it, will help them be good money managers in adulthood. Teach them one principal at a time

If you bombard them with everything all at once, they will only be confused. We can’t expect them to be awesome money managers overnight. It takes time. Once a month, teach them one principal about money. For example, this month, you can teach them about budgeting their money. The next month could be about having a savings account, and so forth. If you teach line-by-line, precept-by precept, they will absorb more of the lesson. No one wants to be preached to. Give them opportunities to earn money

Whether they go beyond completing their chore charts or do a specific job you need help with, give them extra opportunities to earn money. The more experience they have with money, the better skilled they will become. If they choose to blow it all up front, it will teach them about patience and saving for what they really want. This sets up a great foundation for investing money for the future or putting money away for emergencies. Teach them about credit

Humans are impatient creatures. We want things and we want them now, even if we don’t have the money. Credit cards have become the staple for many families, often leading to out-of-control debt, but when credit is used wisely, it can be very valuable, such as for credit ratings. When you use credit and you pay it off on time, companies are more willing to offer you more credit to buy things such as a home or a car. Having a good credit score rating can open doors for small business or college loans. Teach children that credit is not a gift; it’s a loan. Tell them that credit has to be paid back, often with high interest rates, and that only when they have a plan to pay it back should they get a credit card. Teach them about savings accounts

When children save their money for a rainy day or for special things, they feel a certain stewardship over that particular item or service, because they had to save money and patiently wait until they had it. That would be hard for any adult to achieve, let alone a child, but it can be done. Having a savings account is helpful; after all, if the money is “locked” away, it becomes less of a temptation to spend it! Not only that, but depending on their age, bank institutions have special accounts that give back small interest payments, which can be an incentive for a hesitant child to begin saving. When you give allowances, give it to them in denominations that encourage savings. So, if you give a child $5, give out five $1 bills and encourage that at least $1 go to savings. When they have saved the money, pat them on the back for a job well done. Children love praise and just telling them you are proud of their decision gives them more confidence that lasts into adulthood. Teach them about budgeting their money

Even if they only get a few dollars a week, children can list things they want to do with their money and whether they have the money to get those things. For example, say your child wants to put some money into savings, or buy a toy or a new pair of jeans. Sit down with them and help them a few times to budget, or project how much that particular item will be, and then determine if they have the money, or how much money they need to save in order to get it. Once they know about budgeting their money, it will become easier to manage their money in the future. Have family discussions about money

Check with them about their money management. Talk with them about any concerns you have and encourage them to talk to you. Having a set time to talk about money issues will also help keep everyone on task. Find out how they’re doing and if they are struggling with saving money. For younger children, you could talk about the difference between cash, checks and credit cards. If you have teenagers, talk with them about the effects of the economy, of inflation verses deflation, how to economize at home and alternatives than spending money, such as borrowing an item, making it yourself, or a one-time rental. Sometimes just opening the door for communication will help with any potential problems or issues that may come up, especially if the child begins a new job or looses one. Talk to your kids about upcoming holiday plans or vacations that require a lot of money. Tell them your plan for saving the money and chances are they will want to save their own money as well. Stay out of debt

Easier said than done. Debt is a four-letter word for many families and can cause un-needed stress, but if we have our own savings account, occasional spending fund and emergency fund, we are more able to be financially secure, so that when the dishwasher goes out, we have the money to replace it. Having these extra funds will help children learn about the importance of making good financial decisions and insurance against unexpected expenses. Remember, children learn from example and we, as parents, need to try to be good examples of money management. Don’t bail out your kids

If your children get into financial trouble, the worst thing you can do is bail them out. If they were saving their money for something they needed and they ended up spending it on something different, don’t get it for them. It may be a costly lesson, but if children have consequences resulting from their actions, they will learn, and the next time, they may choose differently. When they are older, teenagers usually need money for car payments, fuel and maintenance. Again, they need to budget their money so they have enough money to pay for those things. If they run out before they are paid again, they may have to walk or ride their bike, or a bus to work. Most likely, they will be more careful with their money next time.

Money is a fun thing to have, as we are all aware, and teaching children at a young age about money will go a long ways to ensuring that their financial future is the best it can be. For more information, contact your local bank institution for brochures to give to your children. They will have account options that will fit best with their age and other tips in spending and saving wisely.

David Jones is the founder and CEO of PAYjr and Chore Charts.com, one of the leading resources for financial education for parents, kids and teens. David has appeared on the Today Show, ABC World News, The Early Show and has been featured in Inc. Magazine, the Wallstreet Journal, and Parenting Magazine.


David is also author of ChoresAndAllowances.com, a blog dedicated to kids and money. David holds an MBA from the Cox School of Business at Southern Methodist University and is the proud father of two young boys.

03.17.10

A Financial Leadership Question: Does the Accumulation of Money Equate to Wealth?

Money is the root of….., well you know the rest. I have heard so many different conversations about money throughout my life. Some conversations demonize money, making it seem as though wanting to accumulate it is an evil sin, while others champion the notion of accumulating it, making it seem as though this pastime is humanity’s sole purpose for existing. There are other conversations about money that infer that only a small percentage of society will ever have the ability to accumulate money because of privilege, while the masses will be destined to simply chase it to no avail. There are many differing views as to what money is, how to or who can amass it, and whether it is right or wrong to do so. Well, I am not going to get into the morality issue involving the accumulation of money, instead I would like to focus on the following question: Does the accumulation of money equate to wealth? In order to properly respond to this inquiry, I will have to address some of the conversations we just touched upon by answering the following questions:

What is money?Is money necessary?Are some people destined to accumulate money while others are doomed to simply pursue it to no avail?What is wealth?

What Is Money?

Money is a form of currency. It is a physical representation of value used for exchange in the marketplace. Money was not always the preferred means of exchange, however. Bartering (a economic exchange rooted in trading one set of items or services for another) was the means of exchange long ago, as the marketplace was far simpler, consisting of fewer products and services for sale, as well as fewer people in which to sell these products and services to. Prior to the formation of large villages and international trading, the marketplace did not require a complex currency/exchange system. However, as the numbers of buyers and sellers grew, it became more apparent that a more complex form of exchange would be needed. Hence, the creation and utilization of monetary-based exchange systems.

Now, while you and I can read the worth of a dollar bill on its face, as a dollar, its true worth may not be that, as a currency’s value is never stagnant, as all of the values of the different currencies’ around the world are constantly fluctuating. This fluctuation is most often based on the stability of the market(s) that a given currency supplies. Therefore, as with other currencies around the world, America’s dollar fluctuates based on the stability of the marketplaces it serves. However, there is one changing dynamic fundamental to this economic theory that seems to currently be upsetting the apple cart, and that is globalization. As the world moves closer to a global economy, each nation’s currency will be more interconnected with one another, meaning that instabilities in markets outside of one’s physical borders will have an ever increasing impact on one’s currency.

I say all of this to show you that money is simply a fluctuating commodity used for the buying and selling of products and services in the world’s various marketplaces. However, the problem is that many of us put far too much emphasis on money as a tangible good, which often leads to unsuccessfully chasing an intangible theory.

Is Money Necessary?

Yes, it is. One cannot deny the necessity of money, being that it is the primary means of exchange around the world. Money is necessary for living a life that most would deem acceptable, which includes obtaining and maintaining the basics such as shelter, food, and clothing. However, where we often begin to get ourselves into trouble is when we start to acquire some of the niceties such as big screen televisions, sports cars, or elaborate vacations. I try to be very careful when talking about these niceties, because this is where a lot of people often get carried away with the “power” of money. Be clear that niceties or luxuries are not necessities, nevertheless many people often incorrectly lump the two together, causing them to relentlessly pursue money in what some would deem a sinful way. Again, I am not here to make any moral determinations about the pursuit of money, because what one may demonize as the evil pursuit or accumulation of money, another may deem as the positive result of his/her hard work. Therefore, that determination rests in the eye of the beholder. Nevertheless, there is no getting around the necessity of money to fulfill our most basic needs.

Are Some People Destined To Accumulate Money While Others Are Doomed To Simply Pursue It To No Avail?

This question plays right into the “woe is me” conversation that many people seem to have about the accumulation of money. While it is true that some people have a leg up on money accumulation, they do not have a lock on it, because remember, money is a fluctuating commodity (an intangible theory in essence). Money is based on a perceived value. Therefore, no one is doomed to be poor or penniless. However, whether you accumulate money or simply chase it resides in your perceived self-worth. Now, I know some of you may be saying this guy is crazy, but I am telling you the truth. If you were not born with a silver spoon in your mouth, then you have to shift your thinking in regards to your self-worth. Once you do that you can begin to accumulate money if that is your desire. What do I mean by shift your thinking?

Every product or service bought or sold on the world market has a value that fluctuates based on what consumers are willing to pay for it. As I previously explained, even the value of money which is the marketplaces means of exchange fluctuates. This goes to show that everything is a commodity. Everything has a value, even you. You must now ask yourself a couple of important questions to get yourself in the proper mindset if you want to accumulate money:

What talents or skills do I possess that can be of great value to others?What talents or skills could I learn that can be of great value to others?Am I willing to develop my talents and skills to the best of my abilities?Am I willing to wait until my talents and skills are honed before I put them on display?Am I willing to put myself out there to demonstrate my talents and skills to the public?Am I willing to demand that my talents and skills be compensated based on their value in the marketplace?

I hope you are beginning to get the picture. Just like every other product and service in the marketplace has a monetary value, so do you. The question is what do you bring to the table that is of great value to others? Many people don’t realize that they are a commodity or don’t want to acknowledge it. But whether you want to acknowledge that fact or not, we all are, and those of us that realize this early on and take the appropriate steps to develop our talents and skills before our peers tend to accumulate money at a much easier rate than those who don’t realize, refuse to accept this fact, or develop late.

Does this mean that individuals that don’t realize, refuse to accept this fact, or develops themselves late are doomed to simply live a life pursuing money to no avail? Unfortunately, the answer is most likely yes. Just look at the wealth disparity in America, a place where one is afforded the freedom to pursue his/her dreams. The masses have the wrong mindset, because they are chasing money as though it is a tangible asset. One final point on this topic, for those who fall into this category and somehow accumulate money, chances are it will be short lived if you do not realize that you must have some service or talent to contribute that society values if you want to keep the money flowing, because if not, the money will eventually run out with no way of replenishing it. Just look at the numbers of individuals that have obtained riches through the lottery or inheritance only to squander it over time.

What is Wealth?

Unlike money, wealth is not relegated to that of a fluctuating commodity used primarily for the purpose of exchange in the marketplace. Wealth represents an accumulation of any and everything dear to an individual. This can include people that you value, possessions that mean a lot to you, the remembrance of experiences that played a key role in your life, the attainment of a quality education, a high level of self-esteem, good health, happiness, and not to be left out, money (if you value it). A key difference between wealth and money is that the accumulation of wealth implies that the person doing the accumulating has some level of wisdom, self-worth, and maturity, as it is often very difficult to accumulate items of wealth if one does not understand what, why, and how to gather and maintain items he/she values.

Does The Accumulation of Money Equate to Wealth?

We have finally arrived at the overarching question: Does the accumulation of money equate to wealth? Well, after having read up to this point, what do you think? No, as the accumulation of money is only one aspect of wealth, and actually the lesser aspect in my view. Money can really only provide greater power in the marketplace, but if you realize your self-worth (which is what wealth requires), you can accumulate and maintain the money as well as all of the other things that we spoke about in regards to wealth. Remember, money is only one aspect of life and not life itself. You are life itself, and from you everything manifests. Therefore, I would pursue wealth over money any day of the week. A final thought, money without the development of self is hollow, empty, fleeting, while development of self (inside of the realization of one’s worth) breeds wealth for a lifetime.

 

Dr. Barrett has an earned PhD in applied management and decision sciences, with a specialization in leadership and organizational change. He also holds a MS in organizational leadership and a BS in organizational management. In addition to these degrees, Dr. Barrett has completed several executive certificates focusing on various areas of management and leadership development.


Dr. Barrett is proud of his academic accomplishments, as they are the product of his long and sometimes difficult journey out of poverty. Along his journey, Dr. Barrett served honorably in the U.S. Air Force, participating in several vital overseas operations in the Middle East and Europe. He has also taught organizational leadership courses at the graduate degree level at Mercy College. This desire to develop leadership whether it be in myself or others is what drives Dr. Barrett. Dr. Barrett currently lives in NYC, where he runs The Barrett Center for Leadership Development, LLC (www.TheBarrettCenter.com). The Barrett center offers workshops, seminars, caoching, consulting, and speaking engagements focused on the leadership and organizational principles developed by Dr. Barrett. You can find his current leadership model (The Barrett Leadership Model) in his new book Leading from the Inside-Out.


The Barrett Center’s Mission: To help clients develop their leadership from the inside-out.

The Barrett Center’s Vision: Uplift the human condition by teaching individuals and organizations how to lead their existence from the inside-out.

03.15.10

How to Make Easy Money Online From Home!

So you want to make money online from home they easy way.
Why?
Because you’re tired of showing up to work everyday, doing the same boring routine and coming home knowing you’ll just have to get up and do it all over again! You’re tired of all the hassle and politics that go on at work and you’re tired of being told what to do, how to do it, and if you don’t like it, hit the road jack! You’re tired of the long hours and short breaks. You even find yourself day dreaming of a million other things you could be doing besides work! You want control of how much money you make. You want control of what decisions you make. You want your freedom, but you know you need money because freedom, as we all very well know, comes with a hefty price tag!
If you had money, you wouldn’t have to be a slave to a job. If you had money, you could go on that vacation you’ve been dreaming about. If you had money, you could pay off your debt and stop worrying so much about money. If you had money, you could stop fighting over it with your significant other. If you had money, you could buy new clothes, cars, and even that nice dream home you’ve always pictured in your mind.
You’re not really looking for a work at home opportunity. You’re not even really looking for money. Money is a means to an end. What you’re really looking for is your freedom. Freedom to have what you want, when you want it! Freedom from the stress that lack of money creates!
So how is it done? What is the answer?
Follow the steps below to make easy money online.
1.) Go to Freedom.ws and enter the access code:: cashvault
2.) Then click the “Get started for free right now!” link.
3.) Then go to Website.ws/members and log in. Click the “Domains” tab. Then click the “SiteBuilder” link.
4.) Create a webpage with SiteBuilder by copying and pasting this free step by step guide to your webpage. Then substitute my access code with yours.
5.) Go to Google.com/adwords and sign up for a Google Adwords account. Use the following information to set up your Ad Campaign.
Set your Max Cost Per Click (CPC) in between $0.50 – $1.00 and your monthly budget to what you can afford to spend per month.
Here is the ad. Substitute my website name with yours.
Make Easy Money Online
Free Guide. How To Make Easy Money
Online From Home!
www.ViralJumpStartSystem.ws
Here are your keywords.
3 easy make money online way
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To Your Freedom,
Aaron McLain
P.S. Substitute my name with yours.

Aaron McLain is an Independent Representative of Global Domains Internation. He works from his home office and spends most of his time with family and friends.

03.14.10

Three Infallible Money Rules for the Free Agent

As a free agent, my strongest desire is for my personal freedom. I seek to interact with the world on my terms, spending my time with the people I desire when I desire doing what I want when I want to do it.

People may seek free agency because they desire greater creative leeway than they experienced in Corporate America, maybe they just want to be their own boss or have the flexibility to be with their families more. Whatever the reason for free agency, all free agents must understand the rules of money if they are to be successful in the world as a free agent.

Money is an expression of life force and energy and as such it follows very specific laws…rules and regulations.

Everybody has their own money rules, but these rules may not be the actual rules of money.

As an example someone may have a “rule” about saving. Money follows thought, feelings and actions in that order. This is why a person who has persistent thoughts and feelings about poverty will never learn to live a rich life no matter how many actions they take to save money. In fact, a person whose thoughts are dominated by feelings of poverty and lack may find that no matter how well-intentioned their actions toward money “something” always happens to prevent them from accumulating money.

During my journey as a free agent I have discovered 3 infallible rules of money:

1) You must have a purpose for your money. If you do not have a purpose for money, money will leave your hands and wind up in the hands of a person who does. Yikes!!! The implications of this law are staggering. Subsistence living and paying your bills is not good enough. The people who focus on paying their bills as their highest purpose for money rarely have enough to pay their bills. Your purpose for money must be authentic for you. If you decide your purpose for money is to give a large sum to a charity, but you do not give regular energy in terms of thought, feeling and action to tithing or charitable giving, that purpose is not authentic for you and it is the same as having no purpose for money. That authentic purpose can be as simple as taking your family on vacation or paying off your home. So the law is you must have a purpose for money that is authentic for you.

2) You must pay yourself first. By not paying yourself first, you are saying on a thought, feeling and emotional level that you have no value in your money equation. When I began paying myself first, I went from believing I could not save a dime to saving $50 dollars every 2 weeks. That was quite some time ago. Now, let’s just say, things are quite different. You must start somewhere, just to build the belief that you can do it. Then save according to your purpose for money. The more you save, you may find that your purpose for money changes a bit. It may become bigger, broader, that’s great! So, rule number 2 is pay yourself first.

3) You must spend consciously. Now what in blazes does that mean? Well it means that when money leaves your hand, you know why it is leaving your hand and you understand its connection to your purpose for money. What that may look like in actual practice is that if your purpose for money is to take your kids to Disney World by the time your oldest is 13, you may make different spending choices each time money leaves your hand. In fact, with that purpose in mind, you may seek higher value propositions for each item you purchase and in situations where you might have spent money in the past you may choose to retain that money in favor of situations that support your purpose for money. Most people spend money on an unconscious level without a purpose or plan. A recent article on CNN money showed that the average American loses track of $50-60 dollars per week. In a nation where the average American has a negative savings rate, that fact is staggering. Taking into account the number of working adults in America that is literally a loss of over $2 billion dollars per year. A quick jump over to Hugh’s Calculators shows that consciously putting that “lost” money into a savings account at 5% amounts to $300, 000 dollars over a working lifetime. On an individual level that loss can easily mean the difference between a comfortable retirement or one depending solely on social security. So rule number 3 is spend consciously in total awareness of your purpose for money.

Free Agency is an absolute joy to live for it truly gives each of us the opportunity to live according to our highest creative potential and personal freedom. However to successfully navigate the waters of free agency, you must understand and use the rules of money on your journey.

Like most people I went to school to get an education and learn a profession. When I graduated and began working, I realized something was very wrong. The path that I thought would lead me to freedom was instead leading me into quicksand. I got out of the quicksand when I joined the Free Agent Nation. You can find out more about the Free Agent Nation at http://www.freeagentnationonline.com

03.13.10

Manifesting Money

Do you ever get the sense, that if you could just make more money, all of your problems would be over? Do you ever feel like money controls you, instead of you controlling your money? Money gives you things, yes, but more importantly it gives you freedom. Freedom to spend, freedom to have, and freedom to just be. You want money so that life can be and feel easier…You want money so you can have the experience freedom.
Isn’t it funny…how we all want to manifest more money in our lives, (and not have to work for it!) – but so many of us hold to the belief that in order to have an abundance of money in life you must work very hard for it?! The key is, if you feel that you must work hard to create money, you will.
Isn’t is funny- how we all want to manifest more money in our lives, so we will feel better about who we are – but so many of us hold to the belief that the rich are evil or stuck up? The key – if you feel negative feelings about those who create money around you, you will repel abundance and money away from you.
What is your dominant belief or feeling about money? What do you think you are “vibrating” or “resonating” about money? What are you putting out there? Are you inviting money to come into your life, or are you repelling it away from you? Have you been stuck in the same place for a long time?
Manifesting, or creating for that matter, can be explained in a few short steps. You ask, you receive, and you allow “it” to come into your life, whatever “it” maybe. Whether it’s a new car, a relationship, health, or money – those are the simplified steps to creating anything you want in your life. You have heard the expression, “be careful what you ask for, you might just get it!” True.
So it may sound too easy and simple. We ask and we receive? Boom, just like that? Yes, just like that. What we struggle with is “allowing” the manifestation.
How do you hinder money from coming into your life? You hinder the allowance of money flow into your life with contradictory thoughts, beliefs and feelings. You say, “This year I will make $50,000. But, I want to (or wish I could) make $100,000 or more.” Which of these projections do you think will manifest? So many times it is the limited belief that is manifested in life, because it holds the bigger focus for you.
By the Law of Attraction, what we focus on gets bigger. If you are focused on lack, you create lack. If you focus on abundance you create abundance. If you focus on nothing, you create nothing. If you focus on what is, you create more of what is. If you would like to consciously create in your life, it calls for a shift in focus. A shift towards what you want vs. what you don’t want.
Here are a few tips to get you started – so that you may begin to attract the money that you would like in your life – so that you may experience the freedom you desire.
How to Increase the Flow of Money Into Your Life
1. Be conscious of the Law of Attraction: Abraham defines the Law of Attraction like this – “That which is like unto itself is drawn. ” So what you are radiating and vibrating in your life with your thoughts, words, emotion and beliefs you will attract to you. Again, focus on abundance, get abundance. Focus on lack of money – and you will create more of a lack of money. Also remember that first you ask with your desire, you receive, and then you allow “it” to come into your life.
2. Say YES to money: Have you made a decision to have money in your life? Have you said YES to money? Remember that when you say yes to money, you include that in your vibration, and you will attract money. If you are saying NO to money – with your feelings, thoughts or beliefs, you will also include that in your vibration. Decide to say YES to money. Line up what you want with what you feel. Don’t settle for what life throws your way – create your life just as you want it to be.
3. Consciously vibrate positive feelings about your money: As you think about your money, focus on what you have, vs. what you don’t have. Allow what you “don’t have” only to serve as a light in helping you to see what you do in fact want to create. Think positive thoughts about the money that you do have, see it growing, see it flowing in and out of your bank account with ease. See that you have enough, and that we all have enough. Come from a place that lack will only be our experience if we believe and project lack. See money as a wonderful source of energy that is a God given form of exchange. Get excited about creating money and feel good about it. Nothing is more important than that YOU FEEL GOOD when you are creating your life.
4. Be aware of where negative beliefs about money sneak up on you: Negative beliefs have a tendency to sneak up on you. Pay attention to your emotions – they will guide you. If you are not feeling good, check out your thoughts behind it. You may find a negative belief. If you find yourself feeling angry that someone makes more money than you, examine what your belief is. If you find yourself feeling sorry for another is not as prosperous as you, and you feel bad, examine that as well. Begin to unhook from negative beliefs through awareness, reframing, or shifting focus – which will allow you to flow your energy positively. Looks for as many positive aspects of a situation that you can possibly find. Write them down.
5. Make sure that what you want, and what you are vibrating, are the same: This of course ties in with your beliefs. People tend to have mixed attitudes that stem from greater belief systems, when it comes to creating money. You might say, “I want to create an extra $500 to pay for that seminar I want to take…” But then you might find yourself saying, “There is no way I am going to get that extra $500….or, I can’t afford it….or, it’s too much….or, I have no idea how to get it….or, it’s probably not worth it anyway….or, or, or. Those beliefs or attitudes are in no way a match to what you actually desire – which is to go to that seminar. Can you feel the difference in the vibration even as you read the words? You make sure that what you desire, and what you are vibrating (about that desire) be in alignment.
6. Clean up your money clutter: When you clean up any space in your life, including you money space – you create space for more of what you want to come in. If you are wanting to create more money in your life, it is important to create space for that money! Pay your bills, pay those you owe, ask for payment for those who owe you, straighten your files, create a plan for your money, or handle your emotional issues around money. Remember that you will, as an end result feel clear. When you feel clear, you feel good (it’s like cleaning the house). And when you FEEL GOOD, and are coming from a good place about your money, you will be vibrating a pure vibration which aligns you with what you want — more money!
7. Love and appreciate your money: You may have had the experience, as you sit down to pay your bills – that you HATE to pay your bills. You see your bank account drain once again, and the fury builds from within. It’s important to note that what you love and appreciate you will attract more of, and what you depreciate you will repel. If you want more money, match your vibration to what you want, and the best way to feel good about something is to appreciate it, and allow your self to love it. Society tells us that it is not ok to love your money — in fact it’s not right even to talk about it. Break the chain of societal beliefs about money.
8. Love and appreciate yourself: It was said before, nothing is more important than feeling good. When you feel good, and happy, and passionate, and peaceful, and aligned with you true self , the process of manifestation can begin! Part of self appreciation is honoring yourself enough to look within for the “answers”. It is tuning into your inner self and your intuition. It is paying attention to your emotions. If you feel negative, then you are not in alignment. If you feel good, then your are in alignment with your true self and your desires. Self appreciation also comes from choosing your thoughts, beliefs, and feelings – and acknowledging your power as the creator of your life!

Lori Hamann, MSE is life coach, author, speaker, teleclass leader. She is the creator of The Butterfly Experiment a free 30 day e-course in the Law of Attraction. Please visit her atEvolve Life Coaching

03.12.10

Show Me No Money

The truth is, anybody can put a deal together. At it’s most basic, it’s a simple process of agreeing on terms and then spending a couple of quality hours making sure every i is dotted, and every t is crossed. There’s really not a lot of mystery to it…unless, of course, you’re looking to do it with no money down. Then it becomes something more than a mystery.It becomes an art.There is a variety of ways to accomplish the coveted No Money Down Deal. None are particularly tricky or unusually complicated. Where the art comes in is finding the additional parties required to make these deals work and, more importantly, discerning which No Money Down Technique will work best given the individual situation.Creative, no money down deals were something of a necessity for me when I was starting my business. I had no money, so I had to figure out creative ways to put deals together using OPM…Other Peoples Money! What I found as my business grew was the techniques remained reasonably constant regardless of size when it came to putting my deals together; the key thing that changed was the number of zeros on the checks! As such, nearly all of my real estate assets have been acquired using one of my 5 Favorite No Money Down Techniques.Owner Financing Owner financing is when the current owner agrees to sell you their property and essentially acts as the bank for your transaction. In this scenario, the seller is selling you their property, and they are lending you the money to buy it with! This is one of the greatest techniques to use, especially if you are in a situation where you have absolutely no money, or if you have bad credit history and will have trouble qualifying for a loan.Owner financing is not that uncommon when dealing with an owner that owns a property free and clear, this is sort of a win-win situation. For you, it’s a way to reach a financial agreement that does not entail putting money down. For the seller, it’s a way to, in the long run, possibly make more than the sale price off a given property.I own a 17 acre parcel of prime land in Augusta that I bought with 100% owner financing. I found this property by looking on a map at areas I would be interested in buying land. From there I contacted the listed owner on the tax records. It turned out her father had bought the land 50 years ago. She had inherited it, and owned it free and clear, but was too old to do anything with it. Over the course of a few weeks of negotiation, I developed a relationship with the owner, who happened to be a real estate agent. I agreed to give her the exclusive right to sell anything I did with, or developed on the land, in turn, she carried 100% of the financing for me. It was a perfect win-win situation.Two-Step RefinanceThe secret here is getting your name on the title. Then, you can immediately refinance the property and work the deal with the difference between the appraised value and the actual purchase price.Step One: Acquire the property with financing from any resource available; a bank loan, private money, credit card, owner financing, etc. The objective here is simply to get on title. If this process is approached correctly, this will be a very short term loan. Typically under 30 days. As such, it may be acceptable to look at a much higher interest rate than you normally would with long term financing.Step Two: Refinance the property for 80% of Appraised Value. If the property is bought right, 80% of appraised value will cover all acquisition costs, repair costs, holding costs, and some front end profits.This was the technique I used on my very first deal, before I even knew it was a technique. I found this approach entirely by accident. It was an accident however that was so profitable that I built the foundation of my single family business on this one technique. Not knowing any other direction to go with buying my first investment property, I began networking. I talked with everyone that would listen about my new deal, and my new business. Fairly quickly I was introduced to a small local lender who introduced me immediately to the mortgage arm of her bank. The mortgage lender pre-qualified me to refinance the property as soon as I owned it. With this commitment in place, the small local lender gave me a 100% loan to buy the property. Once I had bought the property and was on title, the mortgage lender began the underwriting process. In under 30 days, I had new financing in place that paid off my loan with the local branch, gave me all my rehab money, and put an additional $11,000 in my pocket at the closing! In time, I learned there are a plethora of techniques to get on title without getting a bank loan for the first step. Over time, this has saved me thousands and thousands of dollars in loan fees.Equity Investment PartnerThis one is pretty straightforward. You find someone that has the down payment money for your deal and partner with them. They bring the money to the table, you bring the deal. It is again a win-win situation, for without you, the investor has no where to invest their money.How you split the ownership interest is where the art, the creativity really comes into play. There are as many ways to structure a partnership as there are deals to structure partnerships around. For me, I began by following the KISS principle…Keep It Simple (Insert your favorite S-adjective)…I brought the deal to the table, my partners brought the money. We split everything right down the middle, 50/50. We split cash flow, equity growth, appreciation, everything. In fact, I still structure some of my partnerships in exactly the same way. In January of 2006, I bought a 232 unit complex in Oklahoma City with 7 other partners. In this deal, I structured the ownership split in the same fashion as with some of my early single family house deals. I brought the deal together and retained 50% of the ownership. My cash investors then split the other 50% proportionately depending on their investment.Another example of an ownership split; let’s say you find an investor willing to put down 20 percent as a down payment. In return, they get 20 percent of the cash flow from the property and, when and if sold, 20 percent of the profits.Of course, as I mentioned there are literally thousands of options for structuring your equity partnerships. My recommendation is to start simple, then as you gain a greater understanding of how to put your deals together, get creative. Think outside the box and look for that angle that no one else can see on the deal to make maximum profits! Private MoneyPrivate Money Lenders have cash available from time to time to make collateral based loans. These individuals will typically be much cheaper than the hard money rates and their terms can be much softer as well. Many of these individuals will look to you for what you are willing to pay rather than telling you their requirements. It would not be unusual to get money at 8% to 12% with no points and no pre-payment penalty.Don’t abuse these lenders! If you treat them right, you will have more money pushed at you than you can find good deal to place the money. More than a few investors have promised to pay the interest while the money sat in a bank account waiting for a new deal. This is extremely dangerous. When they didn’t find a deal, they used the loan principal to pay the interest. Even worse, the investor feeling the pressure to get the money working, purchased property where the deal was mediocre. Then there was no room for contingencies or mistakes. The investor may have gotten into a property where there was no profit or where there was no resell market. In any case, the investor and lender were stuck. Have any private lenders send their funds directly to the attorney or title company closing the deal. The private lender then gets the note and security instrument back properly executed and filed. This is the best way to protect you both in a business like manner that the lender will respect.More people than you realize would like to dabble in the real estate market. Many, however, would like to start small. Here’s an idea that’s good for them and you. By borrowing a down payment from a friend, business acquaintance or relative, you can offer them the thrill of real estate investment – and an eight to twelve percent return on their money – and you are able to enter the deal with no money down. Here’s the best part. After a couple of successful deals, you may find that you no longer have to hunt for down payment investors. The quick and notable return on investments will soon have prospective financers coming to you.Hard MoneyHard money lenders are referred to as such because they lend primarily on the hard asset values rather than the credit of the borrower. These lenders are sometimes referred to as collateral-based lenders as well. With a hard money lender you will not have to worry about your credit or how many other loans you have outstanding. Mind you, the money can be expensive. Hard money terms vary by private lender as well as by economic conditions. Today you will find most hard money from about 12% and 3 points up to the 15% and 5-10 points. In addition, there may have a “back end” fee to the lender when the loan is paid off referred to as a prepayment penalty.Hard money loans can be ideal for borrowers in the following situations:1. A property can be purchased at a bargain price if it can be closed quickly, requiring immediate financing.2. To save a property from foreclosure.3. Poor credit where traditional financing sources are reluctant to lend.4. Environmental problems with the property where traditional financing sources don’t want to lend until the property is cleaned up.5. Property is not up to standard (significant repairs, possibly high vacancies or does not have enough of a track record to satisfy permanent financing sources). Cash is needed to bring the property to the point where it can qualify for permanent financing.One of my first mentors once told me you can expect to get either the price or the terms. This is a great alternative when the price is just not right. Often, a No Money Down Deal can be secured when a higher interest rate is offered. The thing to be wary of here is that if the deal doesn’t turn out to be the big winner you were looking for, you could find yourself saddled with those rates for some time.It would be nice if finding private money for your real estate projects were as easy as going to a broker who would match you up with someone who wanted to lend their personal funds. Well, it is not that easy. One of the core differences a successful real estate investor and those that are not successful is persistently taking action. It is just as true here. Finding the money for your first few projects will be one of the hardest aspects of building your business. Persistently take action to find the money for your deals. Just remember that “No Money Down” does not mean free. Investment abhors a vacuum; if you aren’t putting up money, you’re going to be putting in something just as valuable – sweat (mental or otherwise) and smarts. So roll up your sleeves, and let’s go to work!

Justin Anderson is a seasoned real estate investor with over 10 years experience in the real estate industry. He owns over 500 rental units, has rehabbed over 300 units in the last 5 years, and has an additional 170 units in the pipeline to be redeveloped or rehabbed in the next 12 months. Additionally, Justin has mentored and trained over 2000 students over the course of the last 3 years. He is the founder of Emoh ( www.emoh.com ), the most comprehensive online real estate resourc

03.11.10

A $1000 Money Transfer Comparison Between Xoom, Moneybookers, Western Union, Moneygram and Ikobo

What follows is a comparison of just a few of the major money transfer companies operating today.The comparison has been compiled assuming you are sending $1000 dollars cash from the United States, New York to an overseas recipient in the Philippines.All prices are correct at time of publishing.Western Union:Money Transfer Fee: $15Total Amount: $1015Exchange rate 1 US Dollar = 43.0868732 Philippine PesoLocal currency pay out = 43086.87 Philippine Peso

One of the largest and most reputable money transfer service providers in the market place with over 150 years experience. They provide on and offline money transfer services with over 310,000 agent locations around the world in over 200 countries.Money transfers via Western Union are possible both physically at a agent location or in minutes using their online service. Money is transferred virtually immediately. A phone call confirming the money transfer is sometimes required to confirm the transaction aswell. The recipient needs to supply their passport and also the money transfer control number (MTCN) in order to pick-up their cash.Pros: Instant money transfers, large global network of agents (collection/sending points), there is no need for anyone to provide bank account details, local currency payouts, messaging services and a safe and secure transaction guaranteed. 

Main Advantages: funds transferred within minutes, transfers can be made online or offline, receiver will collect the money inn local currency, there is a huge network of agent locations around the world, receiver does not need a bank account to receive funds and there are other message services available as well.

Main Disadvantages: Generally this is one of the most costly money transfer providers; you may be required to make a phone call from your home address to confirm a transfer. Ikobo:Money Transfer Fee: $5Total Amount: $1005Exchange rate 1 US Dollar = 44.31 Philippine PesoLocal currency pay out = 4431.50 Philippine Peso

This system utilizes the worldwide network of Visa ATM machines worldwide to transfer money overseas. Firstly you need to sign up for an account online then arrange for a special re-loadable visa card to be sent via FEDEX to your intended recipient of money. You are able to upload money onto the card online which then becomes immediately available to the person holding the Visa card in whatever country they happen to be in.Pros: low fees charged for re-loading the card online, anyone can have a ikobo card assigned to them, very few credit checks are required, reduces the need for someone to have to take large amounts of money around with them.Cons: Cards may only be used with Visa ATM’s which despite being part of a huge network may on on occasion be limiting factor although this is becoming less and less the case.Moneygram:Money Transfer Fee: $14.99Total Amount: $1014.99Exchange rate 1 US Dollar = 43.210159 Philippine PesoLocal currency pay out = 43.210.16 Philippine PesoMoneyGram operate in over 180 countries with over 152,000 agent locations for you to collect or send money from. They also have an efficient online service and you are able to pay money directly into US bank accounts and pay utility bill companies also.Pros: Money is generally available within 10 minutes of money being transferred. Test questions can be used to transfer money if the recipient has no identification. Up to $10,000 can be sent for any single transaction with up to two per day.Cons: Bad luck for none US citizens.MoneyBookers:Money Transfer Fee: $1, fee is 1% of the total money transfer amount.Total Amount: $1001Exchange rate 1 US Dollar = Daily European Central Bank RateLocal currency pay out = Not known, no quote givenAdditional fees: 1.75% will also be added to the interbank rate whenever there is an exchange of currency between banks.Moneybookers allow you to send money worldwide online via an email address. Of course all the registration registration procedures apply. The recipient however doesn’t need an account as other money transfer companies require them to have. The web-site supports 12 different languages and payment is possible to over 30 countries.Pros: Immediate money transfers with low and highly competitive money transfer charges, high levels of security, extra services such as message sending via SMS and fax are also available.Cons: Whilst fast and efficient their network of agents and ability to transfer money globally is as yet still quite limited.

 

Xoom Money Transfer: Money Transfer Fee: $15.00 for the value service (US account holders only) otherwise it is $43.00!Total Amount: $1015/$1043Exchange rate 1 US Dollar = no exchange rate information provided on web-site.Local currency pay out = no information given.This service operates online. Simply follow the instructions on the user friendly web-site and you are able to send money very quickly. You may choose for money to be delivered by hand, collected from a location or entered into a bank account or even a Paypal account. You will be issued with a Xoom tracking number which you must forward to the intended recipient.Pros: The money transfer fees are generally cheaper than Wester Union. Being able to transfer money directly to a US bank account is also seen as a big positive to many people living abroad.

Cons: As yet the scale of their network is not comparable to the other major money transfer countries including only 30 countries. For example as yet it is not possible to transfer money to Bangkok, Thailand a major south east asian city.In Conclusion:Given the information it appears that Ikobo’s offer is the most advantageous with the lowest transfer fees and the best exchange rate! Paypal have not been considered due to the fact that it is very difficult for international users (particularly in asia) to get verified bank accounts where they can have the money deposited from Paypal into. This means money can be in their Paypal account but they simply cannot withdraw it to an account ot physically get their hands on it!As you can see there are plenty of variables to grade a money transfer companies service by. It is up to you to choose what exactly it is that you require from your money transfer company and then go and find the one that suits your needs most. 

Money Transfer Review provides free money saving comparison charts, safety tips and money saving advice for all your money transfer needs. Simply click: Money Transfer or Transfer Money Overseas to discover more.